JAKARTA. PT Asuransi Adira Dinamika (Adira Insurance) tidak mau ketinggalan menyasar pasar lewat premi berbiaya rendah. Sebagai bukti, seperti pendahulunya, yakni Asuransi Sinar Mas dan Asuransi Central Asia, kini Adira Insurance juga ikut merilis asuransi demam berdarah.

 Tak tanggung-tanggung, Adira Insurance bahkan membidik 100.000 nasabah Bank Danamon selaku mitra perdananya. “Atawa dengan total pendapatan premi Rp 5 miliar hingga akhir tahun nanti,” ujar Vice President Director Adira Insurance Indra Baruna ditemui KONTAN, Senin (22/8).
Saat ini, produk asuransi demam berdarah tersebut baru dipasarkan lewat bank mitranya.

Diharapkan, akan menyusul 12 bank mitra lainnya dalam waktu dekat ini. Produk yang dilego seharga Rp 50.000 per tahun itu memberikan uang pertanggungan sebesar Rp 500.000 per hari atau maksimal Rp 5 juta. adira asuransi kendaraan terbaik indonesia

Alasan cicit usaha PT Bank Danamon Tbk (BDMN) melahirkan asuransi demam berdarah ini lantaran melihat tingginya angka penduduk masyarakat Indonesia yang dianggap sebagai peluang pasar. Belum lagi, rawan serangan demam berdarah yang diakibatkan perubahan musim dari kemarau ke hujan.

Lini asuransi baru ini diyakini bakal memberi kontribusi yang lumayan terhadap total pendapatan premi aneka. “Tahun ini, kami mengincar mengantongi premi sebesar Rp 5 miliar dari asuransi demam berdarah, diharapkan menjadi Rp 15 miliar pada 2012 mendatang,” pungkasnya. adira asuransi kendaraan terbaik indonesia

Inovasi produk yang dilakukan perseroan, seperti asuransi demam berdarah ini diharapkan mampu menopang target pendapatan premi yang dipatok mencapai Rp 1,4 triliun pada akhir tahun ini. Atawa berarti peningkatan sekitar 30% dibandingkan realisasi tahun sebelumnya.

Sumber: http://keuangan.kontan.co.id/v2/read/1314021209/75968/Adira-Insurance-rilis-asuransi-demam-berdarah

Pasca peristiwa kebakaran yang terjadi di gedung Kantor Pusat PT Asuransi Adira Dinamika (Adira Insurance) Graha Adira, Jl. Menteng Raya Jakarta Pusat pada 9 Agustus 2011 pukul 17:20 WIB, kegiatan operasional seluruh Outlet Adira Insurance tetap berjalan normal. 

Adira asuransi kendaraan terbaik indonesia sudah dilengkapi dengan mekanisme Business Contingency Plan (BCP) yang berfungsi penuh sebagai penunjang (back up) operasional Contact Center 24 jam Autocillin/Adira Care jika terjadi situasi darurat.

Adanya mekanisme BCP tersebut memastikan bahwa seluruh kegiatan pelayanan Contact Center terhadap seluruh pelanggan Asuransi Adira tidak terganggu dan dapat berjalan normal. Pelanggan Autocillin/Asuransi Adira yang memiliki keperluan dengan Adira asuransi kendaraan terbaik indonesia ataupun membutuhkan pelayanan darurat Autocillin, dapat menghubungi Contact Center 24 jam Autocillin/Adira Care 500456, website www.asuransi.adira.co.id atau melalui Twitter @autocillin. Sedangkan untuk pelanggan yang memiliki rencana untuk datang ke Outlet kami di Menteng, s

ementara ini dapat mengunjungi Outlet Adira Insurance di Jl. Otto Iskandar Dinata (T. 8591 2627), Outlet Jl. Sultan Iskandar Muda (T. 739 2355) atau Outlet Jl. Boulevard Kelapa Gading (T. 453 2007). Pelanggan tidak perlu khawatir, karena seluruh data pertanggungan dan data pelanggan tidak mengalami kerusakan apapun.

Database tersebut disimpan di tempat yang terpisah dan juga sudah dilengkapi dengan sistem dan mekanisme Disaster Recovery Center (DRC). Hingga kini, penyebab kebakaran masih belum diketahui secara resmi dan masih dalam proses investigasi. Asuransi Adira sebagai tenant penyewa Gedung Graha Adira masih menunggu hasil investigasi dan keterangan resmi dari pihak berwenang dan manajemen gedung.*

source: http://www.asuransi.adira.co.id

PT Asuransi Adira Dinamika (Adira Insurance) berhasil menjaga performa perusahaan tetap solid dengan mempertahankan pertumbuhan premi di atas rata-rata industri. Keberhasilan menjaga pertumbuhan tetap tinggi merupakan hasil sinergi  dari semua unit bisnis perusahaan dalam mengembangkan distribusi, menjalankan operasional secara baik, dan memberikan layanan yang memuaskan melalui produk-produk yang dibutuhkan masyarakat. 

Kondisi perekonomian Indonesia yang relatif stabil memberi dukungan terhadap pertumbuhan industri kendaraan bermotor nasional. Hal ini ditandai angka penjualan kendaraan bermotor yang terus meningkat sepanjang tahun 2011 dibandingkan tahun sebelumnya. Data Gaikindo mencatat penjualan kendaraan bermotor hingga Agustus 2011 bertumbuh 14,4% atau mencapai 580 ribu unit, dibandingkan periode yang sama tahun lalu. Industri kendaraan bermotor yang bertumbuh menjadi salah satu pemacu pertumbuhan bisnis industri asuransi terutama yang memiliki core business pada asuransi kendaraan bermotor seperti Adira Asuransi Kendaraan Terbaik Indonesia. 

Pada periode Januari hingga September 2011, Asuransi Adira mampu bertumbuh sebesar 38% dibandingkan dengan pencapaian pada periode yang sama tahun 2010, atau telah membukukan premi lebih dari Rp 1,1 triliun. Kenaikan perolehan premi ini banyak disumbangkan dari lini bisnis asuransi kendaraan bermotor terutama pada produk-produk ritel melalui produk Autocillin untuk kendaraan roda empat dan Motopro untuk roda dua, baik yang menggunakan konsep konvensional maupun syariah. 

Asuransi kendaraan bermotor masih menjadi penyokong utama perolehan bisnis perusahaan yakni lebih dari 60%. “Walaupun perolehan premi kami tetap dominan dari lini kendaraan bermotor, namun pertumbuhan pendapatan premi dari produk-produk asuransi non kendaraan bermotor pun semakin besar. Pengembangan produk di luar Asuransi Kendaraan bermotor tersebut penting kami lakukan untuk menjaga pertumbuhan dan menyeimbangkan portofolio bisnis,” ujar Willy Suwandi Dharma, President Director Asuransi Adira di Jakarta (10/11). 

Sebagai komparasi, produk Asuransi Kendaraan bermotor tumbuh sebesar 30%, sedangkan produk non kendaraan bermotor tumbuh sebesar lebih dari 50%. Produk-produk asuransi non kendaraan bermotor yang memiliki pertumbuhan baik antara lain asuransi rekayasa (engineering), asuransi alat berat (heavy equipment) dan asuransi pengangkutan (cargo). Sementara asuransi kesehatan dan kecelakaan (general accident and health) dan asuransi properti menyumbang nilai nominal paling besar. Dengan pencapaian ini pertumbuhan hingga akhir tahun diperkirakan mampu mencapai target premi yang dicanangkan perusahaan sebesar Rp 1,4 triliun.

Hingga September 2011 ini, jumlah klaim yang telah dibayarkan perusahaan mencapai Rp 360 miliar. Jumlah ini mengalami peningkatan 38% bila dibandingkan periode yang sama tahun 2010. Pertumbuhan klaim antara lain disebabkan peningkatan klaim asuransi kendaraan bermotor, seiring dengan bertambah banyaknya pula jumlah kendaraan yang dilindungi Adira Asuransi Kendaraan Terbaik Indonesia.

Peningkatan jumlah klaim ini sejalan dengan catatan Kepolisian Republik Indonesia (Polri) yang mengatakan angka kecelakaan lalu lintas selama periode mudik Lebaran 2011  mengalami kenaikan sebesar 30,6% dibandingkan tahun 2010. “Hingga saat ini klaim masih terkendali, karena kami menerapkan mekanisme prudent risk management yang baik,” tambah Willy.

Which is paramount, recumbent carrying out bikes or treadmills in favor of quarters fitness equipment? Both the stationary recumbent bike and treadmill control their advantages. They both can get nearer with specific programs to facilitate help you alter the effort and intensity of your workouts. Both allow you feel like you are obtainable up a steep hill. With several of these carrying out bike programs you can alter levels of workout even intensity lacking needing to twitch a lever or press a button. Within many personal belongings you can furthermore regulate a instruct to random intensity to facilitate will keep you guessing and alert. Some recumbent bikes can be connected to a screen or get nearer with monitors and virtual cycling games. If you pit an carrying out in opposition to. A treadmill in favor of variety and these skin tone. The recumbent carrying out bikes would win.
The low-impact workout bike review presented by the carrying out bike trumps the summit waves carrying out of a treadmill. For a person with back issues, knee and seam problems. The recumbent carrying out bikes comfortable seats, and reclining design beats the treadmill hands down.
Also, boredom the large killer of carrying out routines will rejection longer be your fear as it is with a treadmill. The recumbent stationary bike will positively be more fun to carrying out on and therefore would control more use in favor of the money you exhaust and your long characterize fitness goals.
The treadmill seems to win in the calorie burning responsibility. But does it? One fitness company did investigate on healthy those to facilitate make sure of regular exercises and cardiovascular creation outs. Using singular quarters fitness equipment. Despite the truth to facilitate these those perceived workout intensity to be the same from solitary carrying out robot as with a further. This study concluded to facilitate more calories are to be burned while using ski exercisers and treadmills.
Within the battle of carrying out bike in opposition to treadmills, this development seems to spell victory in favor of the latter. Seven hundred fifty calories are burned in treadmill for every hour versus five hundred fifty are burned on the stationary recumbent bike. However, at hand are many reasons why you must not immediately pick the fitness equipment to facilitate burns more calories. Why? Ask physically this question: Are you really obtainable to stay committed to an carrying out to facilitate burns more but is a reduced amount of fun and comfortable? Studies let somebody see the answer in favor of for the most part is , NO. Does it not accomplish more wisdom to pay money for a stationary bike since you will handle it more often. Being opposite to a treadmill which probably will wind up accumulating spider webs since it is immediately becomes too boring or tough to handle?
Here is solitary previous item to consider. Are you really obtainable to creation absent on a treadmill in favor of an hour or more day after day? A tread outside would be much more fun than to facilitate. And to facilitate would be emancipated. Most those to facilitate workout on carrying out bikes say to facilitate twenty minutes on a bike goes by much quicker and easier than on a treadmill. If you handle a comfortable recumbent carrying out bike twice as often as a treadmill, so therefore you would bottom up burning more calories if you bought the recumbent exercise bike. The selection is yours of sequence. Think as regards this while selecting a quarters carrying out robot. If it is recumbent carrying out bike in opposition to. A treadmill. Be alive surely to vote for the solitary to facilitate is safer, more fun, and to facilitate you are more to keep working absent with.

Winter Solstice is the shortest day of the year, and then the light slowly starts returning to the northern hemisphere. But that still means we have many months of the year when our bedrooms get very little or no light in the mornings, when we get up, and are dark long before we go to sleep. If you’re someone who gets blue without enough light in your life, try brightening up your bedroom by making it feel like summer!

Think summer. Light colors, light fabrics. Take down the dark, heavy drapes and let the windows bring in as much light as possible during the day. When evening approaches, pull down the blinds and close the sheer curtains, which will look delightful in the glow of your warm bedroom lighting. Use soft white or pink-tinted bulbs in your lamps, or the full spectrum bulbs that replicate natural sunlight. They can make a huge difference in how you feel!

One way to optimize the light that comes in during the day is to position a large mirror on a wall across from or corner to a window. The mirrors will reflect sunlight and bounce it around the room. Hanging crystals in your windows is another way to bounce light around the room at certain times of day — except this will be like having rainbows all around you!

Make your bedroom feel lighter simply by eliminating or moving around your furniture to have more open space available. Use colors for your bedding that complement the summer scheme, such as celadon, aquamarine, a hint of orange and yellow, or nautical navy blue and white stripes. A floral-pattern or green rug on the floor will evoke summertime thoughts, as will adding some flowering plants, greenery, or vases of flowers. A large tropical plant with palm leaves gives an instant feeling of warmth!

If you have a fireplace in the bedroom, try decorating the mantle with shells or framed photos taken in the summer. A painting or photo above the mantle of the beach, a boat on water, or lush foliage can add to the effect.

Try a few of these suggestions to brighten your bedroom and give you a taste of summertime — even during the dark days of winter!

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Demam Tablet secara resmi melanda Indonesia!! Tahun lalu, memang sudah banyak produk tablet yang beredar, namun dengan sistem operasi Android Froyo yang sebenarnya dirancang untuk smartphone dengan layar berukuran kecil. Nah, kini Acer siap memukau para spAcer dengan menghadirkan Acer Iconia A500, tablet berbasis sistem operasi Android Honeycomb pertama di Indonesia

Sentuhan kemewahan desain amat terasa saat menyentuh Acer Iconia A500. Balutan finishing grey metal pada casing Acer Iconia A500 - tablet honeycomb terbaik ini terasa kental dengan aura minimalis modern yang elegan. Hadir dengan layar sentuh berukuran 10,1 incinya yang terang dan tajam. Ukuran layarnya yang lega tersebut amat ideal jika spAcer gemar membaca buku atau browsing Internet. Dengan ukuran 10,1 inci, teks akan dapat ditampilkan dengan ukuran yang nyaman di mata. Bahkan berkat accelerometer, spAcer dapat memilih orientasi layar apakah memanjang atau melebar saat membaca atau berselancar di web.

Resolusi layar dan kontras yang tinggi juga membantu menghadirkan pengalaman multimedia yang lebih baik. Layar sentuh kapasitif Acer Iconia A500, yang juga tahan terhadap goresan, membuat konten multimedia tampil lebih hidup dan mengagumkan.Bagi yang masih membiasakan diri untuk mengetik dengan layar sentuh, Acer Iconia A500 telah dilengkapi port USB 2.0 yang kompatibel dengan keyboard USB. Tidak perlu driver atau software tambahan, cukup tancapkan saja keyboard USB dan spAcer akan langsung dapat mengetik dengan lancar dan nyaman. Alternatif lain, spAcer dapat menggunakan keyboard wireless berbasis Bluetooth yang tersedia sebagai aksesoris tambahan pada tablet android honeycomb terbaik murah.

Recreational Portable Generators
Now, I did kind of have it right, portable generators allow you to take the convenience of home with you no matter where you go. But you also have to be careful. There is nothing worse than being at a remote campground and having somebody pull up, set up their tent and then start their noisy generator so they can watch a movie. It takes the peace out of being one with nature. When in the outdoors, stick to a recreational generator. They are typically small with low wattage and do not make as much noise as an emergency or professional generator.
The most common sizes that a recreational generator comes in is 1000 watts and 2000 watts. The smaller of the two is good for running only one or two appliances at a time, the larger one will usually allow you to run multiple appliances simultaneously. But always be aware of how much wattage each appliance takes, they should all have a plate on the back letting you know their wattage, that way you can unplug and plug in appliances as needed without overloading your generator.
Emergency Portable Generators
The modern world is very dependent on electricity, and though it can be a fun family evening sitting around in the dark with only candlelight or a fireplace, lack of power can cause some real problems. Security systems can fail, food can spoil, basements can flood, and if you live in the country on your own well, you typically lose your water along with the power. These can be real problems if power is out for an extended period of time. To solve these problems, many people use portable generators as an emergency back up, and your little recreational generator will not do the trick!
Now, to know how much power you need if your power goes out, you can figure it the long way by looking at every appliance needed and tallying up the total wattage, or you can use a general rule of thumb.
Medium portable generators (30000 - 6000 watts) will allow you to power multiple appliances; however, any appliance that has a motor (fridge, furnace, sump pump, freezer) takes more power and you would not want to run two of these at the same time on this small of a generator. You would have to rotate the major appliances that you need to run. So, the cost is less, but it takes more effort to keep things going.
If you want more power, you can move up to the 7000 - 9000 watt range, this will allow you to power multiple rooms or a couple of larger, motorized appliances at one. But even this size is not enough if you want to run an air conditioner.
If you want central AC, you have to get the extra large portable generators that are 10,000+ watts. These will restore power to most of your house, assuming your home is not very large. But if you are running a central air conditioner, check the amount of energy that your AC needs to make sure that you get a generator that is big enough.
Professional Generators
These portable generators are typically used on a job site, and the sizing is basically the same as for emergency generators. You have to consider how big the job is, and how much equipment and tools you need the generator to power. Professional generators are typically a bit beefier than their home emergency counter parts, they are designed to hold up under rougher conditions.
Personally, when in the outdoors, I do not need to power a coffee maker, TV or mini fridge. But having been in many black outs, I do like the idea of the emergency portable generators. Especially having lived in the country and know what it is like to have to melt snow on a wood burning stove just to flush a toilet! But how about you, do you have any need for a portable generator?

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